The contract language is German. This translation is provided for information only (German version).
These General Terms and Conditions apply to all contracts for digital products that you conclude with MindOnDigital – via mindondigital.de or via one of my other publishing websites – in particular guides with a Premium Bundle (PDF and EPUB), e-books and collector's editions from my publishing programme (PDF, EPUB and extras), Excel templates and, once offered, content and subscriptions of the MindOnDigital Academy (app.mindondigital.de). Deviating terms only apply if I expressly agree to them.
A consumer within the meaning of these terms is any natural person who concludes a contract predominantly for private purposes (Sec. 13 German Civil Code, BGB). Rules that only apply to consumers are marked as such.
Your contracting party is MindOnDigital, owner Dieter Strak, Strandbadstr. 18a, 88090 Immenstaad am Bodensee, Germany, email: info@mindondigital.de (see Legal Notice).
The presentation of products on the website does not constitute a binding offer. Clicking the buy button takes you to a payment page of our payment service provider Stripe. There you see the product, price and payment method once more, can check and correct your entries or cancel the process. By clicking the button “Zahlen” or “Bezahlen” (Pay) – for the monthly subscription “Zahlungspflichtig abonnieren” (Subscribe with obligation to pay) –, or its equivalent in the language of the payment page, you make a binding offer to purchase. The contract is concluded when the payment has been successfully authorised and the download is made available to you.
The contract language is German. Translations are provided for information only.
I do not store the contract text for you to retrieve. After your purchase you receive a confirmation by email with the contract details, these terms and the withdrawal policy; please keep it.
The prices in euros shown on the payment page at the time of the order apply. Prices are final prices. As a small business under Sec. 19 German VAT Act (UStG), I do not charge VAT and therefore do not show it. There are no shipping costs.
Payment is made via Stripe using the payment methods offered there (e.g. credit or debit card, PayPal). The amount is due immediately upon conclusion of the contract.
Digital products are provided exclusively as downloads. Immediately after successful payment you are redirected to your personal download page; you also receive the link by email. Please save the files to your device promptly.
You need standard software: a PDF reader, an e-book app for EPUB, and for Excel templates Microsoft Excel (Windows or Mac, version as stated in the product description). The product description lists the requirements in detail.
Consumers have a statutory right of withdrawal. Details are set out in the withdrawal policy. You can also declare your withdrawal online: Withdraw from contract. For digital content, the right of withdrawal expires early if, during checkout, you expressly agree that I begin providing the content before the end of the withdrawal period and confirm that you know you thereby lose your right of withdrawal (Sec. 356 (5) BGB).
All products are protected by copyright. Upon full payment you receive a simple, unlimited-in-time, non-transferable right to use the product for your own purposes:
For Excel templates I provide updates within the same major version (e.g. 1.0 to 1.x) free of charge via your download page. A new major version (e.g. 2.0) may be a separate, paid product; existing customers then receive a discounted offer. There is no entitlement to new features.
Statutory update obligations towards consumers (Sec. 327f BGB), for example to maintain conformity with the contract or security, remain unaffected.
The statutory provisions on liability for defects apply, for consumers in particular Secs. 327 et seq. BGB on digital products. Please report errors to info@mindondigital.de – in most cases a corrected file helps quickly.
The guides and content reflect experience and assessments on leadership and everyday working life. They do not replace legal, tax, employment-law or psychological advice in individual cases. The Excel templates (e.g. the invoice generator) are tools; you remain responsible for the tax and legal correctness of your invoices and records.
I am liable without limitation for intent and gross negligence, for injury to life, body or health, under the German Product Liability Act and to the extent of any guarantee given.
In the event of a slightly negligent breach of an essential contractual obligation – an obligation whose fulfilment makes the proper performance of the contract possible in the first place and on whose compliance you may regularly rely – liability is limited to the foreseeable damage typical for the contract. Otherwise, liability for slight negligence is excluded.
The statutory rights of consumers in the event of defects in digital products (Secs. 327 et seq. BGB) are not restricted by this section.
This section only applies once subscriptions are offered.
I am neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board. If you have questions or problems, simply write to info@mindondigital.de.
The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods. If you are a consumer, this choice of law only applies insofar as it does not deprive you of the protection of mandatory provisions of the country in which you have your habitual residence.
Should any provision of these terms be invalid, the remainder of the contract remains valid; the statutory provision takes the place of the invalid provision.
Last updated: 06.10.2026